The platform
Everything your merchant runs on, in one system.
From a grower's first registration to season-end recovery - registration, contracting, input credit, depot stock, field work, finance and compliance all connect through a single source of truth.
One system of record
Register the grower once. The system carries the season.
One record, whole season.
From first contact to season close, every grower has a single, deduplicated record that the entire platform reads from and writes to.
Inputs and money in lockstep.
Issue inputs on credit against secure vouchers; the multi-currency ledger always knows who owes what, in which currency, right now.
Office and field, one truth.
Field officers work the same record as the back office - so what happens in the lands is in the book the moment they sync.
What changes when the book is whole
Recover more, reconcile less, and walk into audit ready.
Recover more of what you lend.
When every input traces to a grower and every deduction posts against the same ledger, far less slips through the gaps between depot, field and floor.
Reconcile exceptions, not the whole book.
Because contracting, issuance, field work and recovery all write to one record, season-end is a review of outliers - not a rebuild from a dozen files.
Catch gaps while they're still small.
Live grower, input and recovery views surface slippage during the season, when you can still act on it - not after the floor closes.
Answer the regulator from the record.
When your regulator or your funders ask for the numbers, you don't assemble them - the platform already keeps them, traceable and ready.
“Every input issued, every visit made, every dollar recovered - on one record you can stand behind.”
What it does
Eight capabilities. One platform. No add-ons.
Everything a contract-farming merchant needs to run the season - included from day one, not sold module by module.
Grower Lifecycle
Recruit, register and manage every grower from first contact to season close - one trusted record per farmer, no ghosts, no duplicates.
- A single, deduplicated master record per grower
- Recruitment and registration with the documents that matter
- Household, plot and contract context in one place
- A review queue that catches possible duplicates before they reach the book
- Grower categories and credit bands you set yourself
- Role- and area-aware access, so each officer sees their own growers
Contracts & Agreements
Draft, approve and sign the season's contracts inside the system that will enforce them - from your own templates, with the document and the ledger agreeing to the cent.
- Your own contract templates, versioned and published in-app
- Approval routed by action type, with a named requester and approver
- Signed in the system, against the template version the grower actually saw
- The printed contract is rendered from that signed version - not a generic form
- Renewals that carry last season's balance at a ratio you set
- One loan total on the document, the schedule and the ledger
Input Credit & Vouchers
Issue seed, fertiliser and the season's inputs on credit against secure vouchers, with a live multi-currency loan ledger that always knows who owes what.
- Inputs issued on credit against secure, redeemable vouchers
- A live, per-grower loan ledger in multiple currencies
- Scan a voucher at the depot and redeem it on the spot
- Collection confirmed by the grower, against the voucher that was issued
- Grower-to-grower reallocation with two-person approval
- Every issue and repayment tied back to one record
Inventory & Depots
Know what sits in every depot, what it cost and what's left - with goods received against the order that authorised them, and nothing issued that isn't there.
- Multi-depot stock, locations and transfers
- Goods received checked against the purchase order that authorised them
- Input packs built once, priced from live product costs
- Batch and expiry tracked where it matters, oldest issued first
- Stock valuation, reorder points and full movement history
- A mistaken movement reversed at the value it was made
Field Operations
Register, inspect and verify growers out in the lands with GPS and no signal - then sync seamlessly when officers are back in range.
- Full registration and inspection with no connection
- GPS-anchored visits with geotagged photographs
- Hectarage, crop and sustainability assessments captured in the lands
- Queued work that uploads in order when signal returns
- Conflicting edits raised for review, never silently overwritten
- An officer who runs two areas sees both
Finance & Recovery
Run a tamper-evident, multi-currency ledger from input to repayment - with what the floor deducts reconciled against the right grower's loan, not retyped from a schedule.
- A tamper-evident, multi-currency ledger end to end
- Stop-order recovery on crop sale proceeds
- Floor deductions reconciled automatically against the right loan
- Recovery captured one grower at a time or in bulk
- A person decides where an unmatched recovery lands - the system never guesses
- Refunds surfaced when a grower has paid more than they owe
- Balances that reduce the moment a recovery is posted
Compliance & Controls
Stay aligned with TIMB and national data-protection rules by design, with regulatory figures kept in configuration - not hard-coded.
- Aligned with TIMB and the regulated recovery flow
- Regulatory figures kept in configuration, not in code
- The crops you grow named by you, not fixed in the software
- Data-subject request and consent handling built in
- Two people on every sensitive financial decision
- An audit trail your own team can read and filter, by action, entity and date
- Plain-language guidance for smaller teams
Insight & Reporting
Turn season-wide grower, input and recovery data into role-based dashboards that show performance and risk at a glance.
- Role-based dashboards for performance and risk
- Season-wide grower, input and recovery views
- Letterhead statements and schedules as downloadable documents
- Exports that return the whole filtered set, not the page on screen
- TIMB returns prepared, signed off and recorded as filed
- The picture leadership needs, without a data team
Where the signal ends
Your officers don't stop when the signal does.
Contracted crops don't grow next to cell towers. SwiftlyGMS field officers register growers, capture GPS and complete inspections fully offline - the platform queues every action and syncs it the moment they're back in range. Nothing lost, nothing re-keyed.
Offline-first.
Full registration and inspection without a connection - captured safely on the device.
GPS-anchored.
Every grower and check pinned to a real location on the map.
Sync on return.
Queued work uploads automatically, in order, the moment signal returns.
One record.
Field work lands directly in the master grower book - no second entry.
Part of the Swiftly suite
The season doesn't end at your gate. Neither does the record.
The floor deducts, finance books it, and the grower's loan has to agree with both. SwiftlyGMS connects to Swiftly ERP so what's recovered at the floor reaches the right grower's loan without anyone retyping a schedule - and it makes each grower's balance available to the systems entitled to ask.
Recoveries that arrive on their own.
Deductions taken at the floor are collected on a schedule you set - or on demand - and credited against the right grower's loan. Reversals and withdrawals are handled, not re-keyed.
Balances the business can see.
What each grower owes is available to the systems you authorise, so sales, finance and the floor stop arguing from three different figures.
One suite, one way of working.
SwiftlyGMS is part of the Swiftly suite, so the products share a design language and hand work to each other directly instead of meeting in a spreadsheet.
Running a different finance system? The same connection is how recoveries come in from it - bring it to the demo and we'll show you the fit.
From demo to live in days
Configure, run the season, oversee - on one platform.
Configure
We set up your hierarchy, seasons, input packs, charges, grower categories, roles and approval chains - no code, and none of it hard-coded. Because everything is already built, most merchants are live within days.
Run the season
Officers register growers, contract and fund them, issue inputs on credit and verify in the field. Every voucher, visit and repayment writes itself to one source of truth, with the right approvals enforced along the way.
Oversee & report
Leadership sees live grower, input and recovery health - and walks into a regulator's return or a funder review with the numbers already assembled.
See it on your own season
Run a tighter book, recover more, and walk into audit ready.
Book a 30-minute demo and we'll show you the working platform against scenarios that match how your merchant runs today - registration, contracting, input credit, field work and recovery.
- Register
- Contract
- Fund
- Verify
- Recover
No commitment. No spreadsheet required to get started.



